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• The main parts:

  • Part A: Hospital stays, skilled nursing, some home health and hospice.

  • Part B: Doctor visits, tests, outpatient care, preventive services.

  • Part C (Medicare Advantage): Private plans that combine Parts A and B, often with extra benefits.

  • Part D: Prescription drug coverage.

• When you enroll:
  Most people first enroll around age 65, during a 7‑month window (3 months before your birthday month, your birthday month, and 3 months after).

• Why it matters:
  Your choices affect your doctors, drug coverage, and what you pay each month and when you get care.

• How we help:
  We explain your options in plain language, review your doctors and prescriptions, and help you choose coverage that fits your health and budget.